AIG Travel Guard logo TripInsuranceZone logo

AIG Travel Guard Insurance Plans

Deluxe

Top-of-the-line travel insurance plan coverage that sets the standard

Most coverages standard

Highest benefit limits

24/7 emergency assistance

Preferred

Travel insurance plan with superb coverage and service from start to finish

Comprehensive coverage

Optional add-ons

24/7 emergency assistance

Plus

Total package – many coverages included on the base plan

Includes the Adventure Sports Bundle

Highest benefit limit for medical expense coverage

24/7 emergency assistance

Essential

Savvy coverage for the budget-minded traveler

Budget-friendly

Perfect for domestic travel

24/7 emergency assistance

Trip Details

AIG Travel Guard Plans

Travel Guard plans are customizable to meet your unique travel needs. With a range of benefit limits and optional add-on coverages, you can create the right plan for you. All Travel Guard travel insurance plans come with access to the specialized 24/7 emergency travel assistance support team. You’re never alone when you’re traveling with Travel Guard. Review Travel Guard plan options below or call us to discuss.

  Deluxe Preferred Plus Essential
Trip Cancellation
Up to 100% of Trip Cost
Up to 100% of Trip Cost
Up to 100% of Trip Cost
Up to 100% of Trip Cost
Cancel For Any Reason
Optional Add-On
Optional Add-On
Optional Add-On
Trip Interruption
Up to 150% of Trip Cost
Up to 150% of Trip Cost
Up to 150% of Trip Cost
Up to 100% of Trip Cost
Baggage Coverage
Up to $2,500
Up to $1,000
Up to $2,500
Up to $750
Baggage Delay
Up to $500
Up to $300
Up to $400
Up to $200
Travel Medical Expense
Up to $100,000
Up to $50,000
Up to $100,000
Up to $15,000
Travel Incovenience
Medevac
Up to $1,000,000
Up to $500,000
Up to $1,000,000
Up to $150,000
Car Rental
Optional Add-On
Optional Add-On
Optional Add-On
Optional Add-On
Trip Exchange
Trip Saver
Flight Guard
Security Evac
Included
Optional Add-On
Pre-Existing Medical
Conditions Exclusion Waiver		 Must be purchased
within 15 days
of the initial trip payment.		 Must be purchased
within 15 days
of the initial trip payment.		 Must be purchased
within 21 days
of the initial trip payment.		 Must be purchased
within 15 days
of the initial trip payment.

Frequently Asked Questions

Let’s make this easy! Before purchasing, please have the following information handy:
  • Personal information for all travelers who will be on the policy
  • Trip details: dates of travel, destination, initial deposit date, final payment date, and any travel companies you will be using
  • Total trip cost and how that cost is broken down per person in your itinerary.

Initial deposit date is the day on which you made your first payment toward the trip.

Don’t forget! Purchase within 15 days of your initial deposit date and early purchase benefits may apply.

Insurance can be purchased up to 24 hours prior to your trip departure date.

You bet! We offer an assortment of travel insurance plans for a variety of travel needs.

Please be careful when using frequent flyer miles to calculate your trip cost. Travel insurance typically covers the cash value of non-refundable travel expenses. In other words, money you can’t get back from your airline or other travel provider. Frequent flyer miles are not covered as it’s difficult to determine their cash value.

Travelers on a single policy must reside in the same state. If your non-family member lives in the same state as you, then yes, you can include them. Otherwise please purchase a separate plan to ensure coverage.

To boost travelers' confidence when traveling, Travel Guard provides 24-hour, "911" emergency travel services to all standard retail plans, in case a traveler has to change a flight or a hotel room. Travel Guard has also added assistance with emergency cash transfers, pre-trip consultation services (travel advisories, passport requirements, inoculation information, etc.), and live messaging, which will relay any e-mail or phone message to family, friends or business associates.

Pre-existing Medical Condition Exclusions would likely be applicable to a condition of a traveler, traveling companion or family member who was first diagnosed, had a change in diagnosis or required a change in medication during the 60, 90, or 180 day look back period (depending on plan purchased) immediately preceding and including the effective date of coverage. Some plans include a Pre-existing Medical Condition Exclusion Waiver when purchasing the plan within a specified time frame immediately following initial trip payment.